壓力測試(假設利率上升3.0%)
假設利率5.50%
假設每月供款35,333 HKD
每月入息要求
按壓力測試計算58,889 HKD
按月供比率計算46,667 HKD
每月入息要求（如持有其他按揭物業）
按壓力測試計算70,667 HKD
按月供比率計算58,333 HKD
以上的壓力測試結果只採用以下的供款入息比率：
50/60％
* ( 並未持有任何按揭物業）
40%/50%
* ( 仍擁有或擔保其他按揭物業)
jQuery(document).ready(function($){
$(“div#ipt_fsqm_form_wrap_7”).click(function(){
setTimeout(function(){
var hypotheticalrate = $(“div#ipt_fsqm_form_7_freetype_103 span.ipt_uif_mathematical_span”).html();
$(“#hypotheticalrate”).html(hypotheticalrate+’%’);
}, 500);
});
});
jQuery(document).ready(function($){
$(“div#ipt_fsqm_form_wrap_7”).click(function(){
setTimeout(function(){
var assumingmonthly = $(“div#ipt_fsqm_form_7_freetype_104 span.ipt_uif_mathematical_span”).html();
$(“#assumingmonthly”).html(assumingmonthly+’ HKD’);
}, 500);
});
});
jQuery(document).ready(function($){
$(“div#ipt_fsqm_form_wrap_7”).click(function(){
setTimeout(function(){
var calculatedbystress = $(“div#ipt_fsqm_form_7_freetype_106 span.ipt_uif_mathematical_span”).html();
$(“#calculatedbystress”).html(calculatedbystress+’ HKD’);
}, 500);
});
});
jQuery(document).ready(function($){
$(“div#ipt_fsqm_form_wrap_7”).click(function(){
setTimeout(function(){
var calculatedbymonthly = $(“div#ipt_fsqm_form_7_freetype_107 span.ipt_uif_mathematical_span”).html();
$(“#calculatedbymonthly”).html(calculatedbymonthly+’ HKD’);
}, 500);
});
});
jQuery(document).ready(function($){
$(“div#ipt_fsqm_form_wrap_7”).click(function(){
setTimeout(function(){
var calculatedbystressft = $(“div#ipt_fsqm_form_7_freetype_109 span.ipt_uif_mathematical_span”).html();
$(“#calculatedbystressft”).html(calculatedbystressft+’ HKD’);
}, 500);
});
});
jQuery(document).ready(function($){
$(“div#ipt_fsqm_form_wrap_7”).click(function(){
setTimeout(function(){
var calculatedbymonthlyft = $(“div#ipt_fsqm_form_7_freetype_110 span.ipt_uif_mathematical_span”).html();
$(“#calculatedbymonthlyft”).html(calculatedbymonthlyft+’ HKD’);
}, 500);
});
});